[vc_row el_id=”parallax-banner”][vc_column][vc_row_inner el_id=”top”][vc_column_inner el_class=”container”][vc_column_text el_class=”text-center”]<\/p>\n

You\u2019re just starting out
and you need some Cactus cover.<\/h1>\n

[\/vc_column_text][vc_column_text el_class=”text-center mt-5 mw-60 m-auto”]You\u2019re just starting out and you\u2019ve got the basics \u2013 tools and a wagon. Think you can take the \u201cshe\u2019ll be right mate\u201d approach to insurance? Don\u2019t be an idiot. You\u2019re probably only being paid peanuts, so what if some fool nicked your tools? You\u2019d be cactus. Don\u2019t worry, we have a super simple package that\u2019ll cover you nicely.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=”naked-cactus” css=”.vc_custom_1511846355996{background-image: url(https:\/\/hicactus.com\/app\/uploads\/2017\/11\/babycactus-naked.png?id=1578) !important;}”][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=”sub-sticky”][vc_column_inner el_class=”m-auto text-center container”][vc_custom_heading text=”THE YOUNG MATE TOOL BELT” font_container=”tag:h3|text_align:center” use_theme_fonts=”yes” el_class=”d-inline-flex title-25 align-bottom mb-3″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”container py-4 text-center”][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row disable_element=”yes” el_id=”snav” el_class=”fixed-top”][vc_column][vc_wp_custommenu nav_menu=”4″ el_class=”nav justify-content-center text-center”][\/vc_column][\/vc_row][vc_row el_id=”what-covered” el_class=”carousel slide” css=”.vc_custom_1509684197824{background-color: #fafafa !important;}”][vc_column el_class=”carousel-inner”][vc_row_inner el_class=”py-lg-5 py-3 sec2 carousel-item active a1″ css=”.vc_custom_1511503295716{background-image: url(https:\/\/hicactus.com\/app\/uploads\/2017\/11\/tools-banner-img.png?id=1319) !important;}”][vc_column_inner offset=”vc_col-lg-6″][vc_custom_heading text=”WHAT AM I COVERED FOR?” use_theme_fonts=”yes” el_class=”title mb-lg-5 pb-lg-5″][vc_custom_heading text=”Protecting you from the wide load” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes” el_class=”title-25 green-text my-lg-5 my-4″][vc_single_image image=”1319″ img_size=”full” el_class=”img-fluid d-block d-lg-none c-sm mt-5 pt-5″][vc_column_text el_class=”mr-md-5 pr-md-5″]A forklift backs into your wagon in the timber yard, or you prang it on your way to the hardware store. Vehicle Insurance will sort you out.[\/vc_column_text][vc_btn title=”Learn more” style=”custom” custom_text=”#666666″ el_class=”r-btn-green cbtn” link=”url:http%3A%2F%2Fhicactus.com%2Fproducts%2Fvehicle-insurance%2F|||”][\/vc_column_inner][vc_column_inner width=”1\/12″ offset=”vc_col-lg-6″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”py-lg-5 py-3 sec2 carousel-item” css=”.vc_custom_1511514534798{background-image: url(https:\/\/hicactus.com\/app\/uploads\/2017\/11\/scene2-01-1.png?id=1386) !important;}”][vc_column_inner offset=”vc_col-lg-6″][vc_custom_heading text=”WHAT AM I COVERED FOR?” use_theme_fonts=”yes” el_class=”title mb-lg-5 pb-lg-5″][vc_custom_heading text=”Protecting your tools from the tools” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes” el_class=”title-25 green-text my-lg-5 my-4″][vc_single_image image=”1322″ img_size=”full” el_class=”img-fluid d-block d-lg-none c-sm”][vc_column_text el_class=”mr-md-5 pr-md-5″]You\u2019ve accumulated a number of tools over the last 6 months and you have them securely locked in your wagon. Some fool breaks in and snatches it all. Don\u2019t worry, Tool Insurance will have you covered.[\/vc_column_text][vc_btn title=”Learn more” style=”custom” custom_text=”#666666″ el_class=”r-btn-green cbtn” link=”url:http%3A%2F%2Fhicactus.com%2Fproducts%2Ftool-insurance%2F|||”][\/vc_column_inner][vc_column_inner offset=”vc_col-lg-6″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”py-lg-5 py-3 sec2 carousel-item a2″ css=”.vc_custom_1511503315957{background-image: url(https:\/\/hicactus.com\/app\/uploads\/2017\/11\/scene3-01.png?id=1332) !important;}”][vc_column_inner offset=”vc_col-lg-6″][vc_custom_heading text=”WHAT AM I COVERED FOR?” use_theme_fonts=”yes” el_class=”title mb-lg-5 pb-lg-5″][vc_custom_heading text=”Having you back on Tinder in no time” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes” el_class=”title-25 green-text my-lg-5 my-4″][vc_single_image image=”1528″ img_size=”full” el_class=”img-fluid d-block d-lg-none c-sm”][vc_column_text el_class=”mr-md-5 pr-md-5 a2-c”]You\u2019re carrying heavy equipment across site when your phone falls out of your pocket and into a muddy puddle. It\u2019s completely destroyed. (Bet you didn\u2019t know we\u2019ll cover that too!) Once again tool insurance to the rescue.[\/vc_column_text][vc_btn title=”Learn more” style=”custom” custom_text=”#666666″ el_class=”r-btn-green cbtn” link=”url:http%3A%2F%2Fhicactus.com%2Fproducts%2Ftool-insurance%2F|||”][\/vc_column_inner][vc_column_inner width=”1\/2″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”slide-nav”][vc_column_inner][vc_btn title=”Previous” style=”custom” custom_background=”#ffffff” custom_text=”#13143e” custom_onclick=”true” el_class=”prev-slide r-btn-white” custom_onclick_code=”$(‘.carousel’).carousel(‘prev’);”][vc_btn title=”Next” style=”custom” custom_background=”#ffffff” custom_text=”#13143e” custom_onclick=”true” el_class=”next-slide r-btn-white” custom_onclick_code=”$(‘.carousel’).carousel(‘next’);”][vc_raw_html el_class=”indicator-container”]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[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=”the-tools” css=”.vc_custom_1535019352554{background-color: #13143e !important;}” el_class=”bottom-sec”][vc_column][vc_row_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”MORE THAN JUST INSURANCE” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” el_class=”title white-text my-5″][vc_column_text el_class=”text-center white-text tools-bottom-text”]<\/p>\n

Here at Cactus we understand what tradies want and need from insurance. As well as covering you with one simple policy, we\u2019ve thrown in some pretty sick deals too. Sweet as!<\/p>\n

[\/vc_column_text][vc_custom_heading text=”JUST SOME OF OUR RAD PARTNERS” font_container=”tag:h2|font_size:15|text_align:center” use_theme_fonts=”yes” el_class=”title white-text my-5″][\/vc_column_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=”yes” el_class=”d-md-flex tool-list”][vc_column_inner el_class=”tool-item one” width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-6″][vc_empty_space height=”20px” el_class=”screw-this top”][vc_single_image image=”2963″ img_size=”full” alignment=”center” el_class=”ci”][vc_custom_heading text=”10% OFF* ANNUAL SUBSCRIPTION!” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” el_class=”cct”][vc_column_text el_class=”text-center mb-0″]We\u2019ve teamed up with the guys over at HazardCo to provide you with all the training and info you need to tick all the health and safety boxes and stay compliant.[\/vc_column_text][vc_empty_space height=”20px” el_class=”screw-this bot”][\/vc_column_inner][vc_column_inner el_class=”tool-item two” width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-6″][vc_empty_space height=”20px” el_class=”screw-this top”][vc_single_image image=”2252″ img_size=”full” alignment=”center” el_class=”ci”][vc_custom_heading text=”ACCOUNTING PACKAGE FROM $40″ font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” el_class=”cct”][vc_column_text el_class=”text-center mb-0″]Paperwork shmakerwork! The suits over at Haven are offering accounting packages to Cactus clients starting from only $40![\/vc_column_text][vc_empty_space height=”20px” el_class=”screw-this bot”][\/vc_column_inner][vc_column_inner el_class=”tool-item three” width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-6″][vc_empty_space height=”20px” el_class=”screw-this top”][vc_single_image image=”2250″ img_size=”full” alignment=”center” el_class=”ci”][vc_custom_heading text=”15% OFF ONLINE ORDERS” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” el_class=”cct” css=”.vc_custom_1535020923216{margin-bottom: 50px !important;}”][vc_column_text el_class=”text-center mb-0″]Our friends at ilabb are one of NZ\u2019s most recognizable labels and they want you to always look dope. Cactus customers get 15% off online orders.[\/vc_column_text][vc_empty_space height=”20px” el_class=”screw-this bot”][\/vc_column_inner][vc_column_inner el_class=”tool-item four” width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-6″][vc_empty_space height=”20px” el_class=”screw-this top”][vc_single_image image=”2253″ img_size=”full” alignment=”center” el_class=”ci”][vc_custom_heading text=”15% OFF VEHICLE SIGNWRITING” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” el_class=”cct”][vc_column_text el_class=”text-center mb-0″]For sick as branding and signage on your work gear, look no further than DoctorB. They\u2019re even offering Cactus members 15% off vehicle signwriting.[\/vc_column_text][vc_empty_space height=”20px” el_class=”screw-this bot”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_btn title=”Check out more deals” align=”center” el_class=”tools-bottom-button” link=”url:https%3A%2F%2Fhicactus.com%2Fbenefits%2F|||”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=”faq”][vc_column][vc_custom_heading text=”Frequently Asked Questions” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” el_class=”title my-lg-5 py-lg-5 mt-3 mb-5 py-3″][vc_row_inner el_class=”container” el_id=”faqList”][vc_column_inner][vc_toggle title=”I\u2019ve just started out. Do I need insurance or will my employer sort me out?” style=”simple” color=”green” el_id=”1507602444352-51a992ee-bc04″]Don\u2019t assume your employer has insurance, or the right cover to keep you protected. Ask what insurance is in place and give us a call to check the details stack up. It\u2019s not worth getting on site for a dodgy boss and getting screwed over.[\/vc_toggle][vc_separator][vc_custom_heading text=”Tools” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” el_class=”title-25 calibre-medium my-5″][vc_toggle title=”I\u2019ve only got a few tools, is insurance even worth it?” style=”simple” color=”green” el_id=”1507603456087-bbcf99fb-6afa”]If your tools got stolen tonight, could you afford to miss work or replace them? For less than a $1 a day, we can cover up to $5k of tools and have you sorted within 48 hours. If your tools are under 10 years old, you\u2019ll get a spanking new replacement, and if they\u2019re older, you\u2019ll get a cash amount.[\/vc_toggle][vc_separator][vc_custom_heading text=”Vehicle” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” el_class=”title-25 calibre-medium my-5″][vc_toggle title=”My car\u2019s already cactus, and I use the one at work; why would I need insurance?” style=”simple” color=”green” el_id=”1507603461544-92cb379c-9425″]Can you afford to replace a new Beamer? If you smash a car, you\u2019re legally responsible for the cost of the repairs. Our liability cover will sort you out for any third party damages. Phew![\/vc_toggle][vc_separator][vc_toggle title=”My car is already insured, does this protect me when i\u2019m at work?” style=”simple” color=”green” el_id=”1507603461360-40055bcb-f97f”]If your car is used for business purposes, it will not be covered under your normal road insurance.[\/vc_toggle][vc_separator][vc_toggle title=”My current employer wants me to use the work van for all trips. Do I need separate insurance?” style=”simple” color=”green” el_id=”1507603461192-948c7aa5-8542″]Your current employer\u2019s Vehicle Insurance should cover you for all accidents and damages when the vehicles being used for work purposes, assuming you\u2019ve got a valid license.[\/vc_toggle][vc_separator][vc_custom_heading text=”Liability” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes” el_class=”title-25 calibre-medium my-5″][vc_toggle title=”What\u2019s Liability Cover and do I need it?” style=”simple” color=”green”]If you drop a spanner on someone\u2019s head or smash an antique when moving furniture, you might find yourself cactus! If your employer\u2019s not fully insured, any bodily or property damage you cause, you could be responsible for. That could be a couple of year\u2019s wages! Even if your employer has full cover, you are only protected when working for them. Any jobs on the side, you\u2019ll need your own cover for.[\/vc_toggle][vc_separator][vc_toggle title=”I just cut through the only fuel pipe to Auckland airport, am I responsible?” style=”simple” color=”green”]You\u2019re new, mistakes happen! Your employer should have your back with their full cover when you are working for them.[\/vc_toggle][vc_separator][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”container”][vc_column_inner][vc_btn title=”View all Frequently Asked Questions” style=”custom” custom_text=”#666666″ align=”center” button_block=”true” custom_onclick=”true” el_class=”r-btn-blue fw show-faqs” link=”|||” custom_onclick_code=”ShowFAQ()”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row el_id=”parallax-banner”][vc_column][vc_row_inner el_id=”top”][vc_column_inner el_class=”container”][vc_column_text el_class=”text-center”] You\u2019re just starting outand you need some Cactus cover. [\/vc_column_text][vc_column_text el_class=”text-center mt-5 mw-60 m-auto”]You\u2019re just starting out and you\u2019ve got the basics \u2013 tools and a wagon. Think you can take the \u201cshe\u2019ll be right mate\u201d approach to insurance? Don\u2019t be an idiot. You\u2019re probably only being paid peanuts, so […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":92,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-630","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n