[vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text]<\/p>\n

S*** happens when you\u2019re in business, we protect you when things go cactus up.<\/em><\/h2>\n

 <\/p>\n

Liability insurance for tradesman is there to cover you when you are legally responsible for something, when a third party holds you legally liable for loss or damages.<\/p>\n

This is one of the most important covers a builder or tradesman can have.<\/p>\n

There are four different classes of liability<\/p>\n

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1. Property damage and personal injury<\/li>\n
2. Financial loss only<\/li>\n
3. Fines and penalties<\/li>\n
4. Management liability<\/li>\n<\/ol>\n

   We cover you for three separate areas of liability under the one cover; Broad form (Public), Employers and Statutory Liability<\/p>\n

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   • Broad form \/ Public Liability. This covers you against liability for personal injury or property damage<\/strong>, just select the level of cover you require from $1,000,000 all the way up<\/li>\n
   • Employers Liability. This is cover for defence costs and any damages you become liable for as a result of injury to an employee<\/strong> which is sustained in the course of their employment. Just pick the level of cover you require starting at $250,000<\/li>\n
   • Statutory Liability. This covers you for any fine that you become liable for arising from a claim made against you<\/strong>. This also covers your defence costs related to that claim<\/li>\n
   • We can also cover you at the rate of $250 per day for each day you are required to attend court as a result of a claim event<\/li>\n
   • If you are acquitted, or if the case is dismissed or withdrawn, without the payment of any fine, your defence costs will be reimbursed and no excess will apply.<\/li>\n
   • Rent or lease your premises? We cover you for your legal liability to pay compensation to your landlord as a result of damage to these premises<\/li>\n
   • You are also covered for your liability under the forest and rural fires act for up to $250,000<\/li>\n<\/ul>\n

     Cactus Tip:<\/p>\n

     Make sure all your subbies have their own liability cover too. If they don\u2019t have cover, don\u2019t let them on site!<\/em>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=”related-post”][vc_column][vc_custom_heading text=”Related articles” font_container=”tag:h2|text_align:center|color:%2313143e” use_theme_fonts=”yes” el_class=”title my-5″][vc_basic_grid post_type=”post” max_items=”4″ element_width=”3″ orderby=”rand” item=”918″ grid_id=”vc_gid:1510882595415-8926203d-18ae-5″ el_class=”related-posts mx-auto mt-3 “][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

     [vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text] S*** happens when you\u2019re in business, we protect you when things go cactus up.   Liability insurance for tradesman is there to cover you when you are legally responsible for something, when a third party holds you legally liable for loss or damages. This is one of the most important covers a builder […]<\/p>\n","protected":false},"author":1,"featured_media":1254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,7,10],"tags":[],"class_list":["post-1029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-tradesmen","category-workplace"],"acf":[],"yoast_head":"\n