[vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text]When it comes to insurance, we tend to take a bit of a set and forget approach. This is fine if you\u2019ve got the right cover you need at the time, but what if things change?<\/p>\n

You might have purchased a couple more work trucks, or a new range of tools, but if you haven\u2019t updated your insurance policy to reflect this, you might be in a bit of trouble if anything goes wrong. So here\u2019s why you should review your insurance regularly.<\/p>\n

You\u2019re taking on larger projects<\/strong><\/p>\n

Your workload might be on the up-and-up and you\u2019re taking on bigger, better jobs. But does your existing insurance policy cover you for this? Depending on what the limits to your cover are, you might need to check them out with an adviser to make sure you\u2019re still good to go.<\/p>\n

You\u2019re changing your business structure<\/strong><\/p>\n

If you\u2019re moving from working solo to running the show, you\u2019ll definitely need to sit down and review your insurance. This is because there\u2019s a lot more at stake now, especially if you own a business that has employees and has bigger operational needs.<\/p>\n

You\u2019re working on new builds<\/strong><\/p>\n

You might have been focusing solely on doing reno jobs, but if you move into the new build market, you\u2019ll need to make sure you have the right cover in place. It\u2019s important to figure out who arranges the contract works insurance for each job and whether it\u2019s something you\u2019ll need to sort out.<\/p>\n

You\u2019re working with more pros<\/strong><\/p>\n

If you\u2019re now also working with surveyors or engineers, you\u2019ll need to have the right kind of professional indemnity insurance to cover any mistakes or damage that might happen on the job.<\/p>\n

You\u2019re doing something specialised<\/strong><\/p>\n

You might have scored a job doing some work at a large manufacturing plant or factory. If so, you\u2019ll need to let your insurer know as you might not be covered for such a specialised area. It\u2019s a good idea to double check before you start the job so you know you\u2019re sorted.<\/p>\n

If you\u2019re not sure exactly what you\u2019re covered for and what you’re not, come and chat with one of the experts at Cactus – we\u2019ll get you sorted![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=”related-post”][vc_column][vc_custom_heading text=”Related articles” font_container=”tag:h2|text_align:center|color:%2313143e” use_theme_fonts=”yes” el_class=”title my-5″][vc_basic_grid post_type=”post” max_items=”4″ element_width=”3″ orderby=”rand” item=”918″ grid_id=”vc_gid:1621905561834-f94beca4-a156-1″ el_class=”related-posts mx-auto mt-3″][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text]When it comes to insurance, we tend to take a bit of a set and forget approach. This is fine if you\u2019ve got the right cover you need at the time, but what if things change? You might have purchased a couple more work trucks, or a new range of tools, but if you […]<\/p>\n","protected":false},"author":1,"featured_media":4522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4519","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"acf":[],"yoast_head":"\n