[vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text]When it comes to insurance, we tend to take a bit of a set and forget approach. This is fine if you\u2019ve got the right cover you need at the time, but what if things change? We\u2019ve put together 4 reasons why you should regularly review your insurance.<\/p>\n

1. You\u2019re working with more pros<\/strong><\/p>\n

You might have scored a big job working with different professionals like surveyors or engineers, if so, you\u2019ll need to let your insurer know as you might not be covered with the right kind of professional indemnity insurance to cover any mistakes or damage that might happen on the job.<\/p>\n

2. You\u2019re changing your business structure<\/strong><\/p>\n

If you\u2019ve started to change your business structure, you\u2019ll need to sit down and review your cover. There is a lot more at stake when your business grows, especially if you have multiple employees and bigger operational needs.<\/p>\n

3. Your business is seeing periods of growth or reduction<\/strong><\/p>\n

You might be taking on larger projects as your business evolves and scales up. But do you have the right cover for this? Depending on what the limits of your cover is, you might need to chat with your adviser to make sure you\u2019re good to go. The same goes for a period of reduction, if you\u2019re scaling down you want to make sure you\u2019re not paying for services you no longer need.<\/p>\n

4. You’re working on new builds<\/strong><\/p>\n

if you\u2019ve recently moved into the new build market, you\u2019ll need to make sure you have the right cover in place. It\u2019s important to figure out who arranges the contract works insurance for each job and whether it\u2019s something you\u2019ll need to sort out.<\/p>\n

Not sure what you\u2019re covered for? come and chat with one of the experts at Cactus \u2013 we\u2019ll get you sorted![\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row el_id=”related-post”][vc_column][vc_custom_heading text=”Related articles” font_container=”tag:h2|text_align:center|color:%2313143e” use_theme_fonts=”yes” el_class=”title my-5″][vc_basic_grid post_type=”post” max_items=”4″ element_width=”3″ orderby=”rand” item=”918″ grid_id=”vc_gid:1665439998193-d3fc2a8c-65cb-2″ el_class=”related-posts mx-auto mt-3″][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_row_inner el_class=”container”][vc_column_inner][vc_column_text]When it comes to insurance, we tend to take a bit of a set and forget approach. This is fine if you\u2019ve got the right cover you need at the time, but what if things change? We\u2019ve put together 4 reasons why you should regularly review your insurance. 1. You\u2019re working with more pros […]<\/p>\n","protected":false},"author":1,"featured_media":6290,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6,9],"tags":[],"class_list":["post-6287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-insurance"],"acf":[],"yoast_head":"\n