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So, you’ve graduated from apprentice.
Now you need some Cactus cover
for the real boys toys.

You’re working for The Man, but you still need to cover your personal tools and truck. What would happen if someone ran off with the tools you’ve been accumulating since you were an apprentice? You’d be Cactus.

The Old Mate Tool Bag

I am a .

MORE THAN JUST INSURANCE

Here at Cactus we understand what tradies want and need from insurance. As well as covering you with one simple policy, we’ve thrown in some pretty sick deals too. Sweet as!

JUST SOME OF OUR RAD PARTNERS

10% OFF* ANNUAL SUBSCRIPTION!

We’ve teamed up with the guys over at HazardCo to provide you with all the training and info you need to tick all the health and safety boxes and stay compliant.

ACCOUNTING PACKAGE FROM $40

Paperwork shmakerwork! The suits over at Haven are offering accounting packages to Cactus clients starting from only $40!

15% OFF ONLINE ORDERS

Our friends at ilabb are one of NZ’s most recognizable labels and they want you to always look dope. Cactus customers get 15% off online orders.

15% OFF VEHICLE SIGNWRITING

For sick as branding and signage on your work gear, look no further than DoctorB. They’re even offering Cactus members 15% off vehicle signwriting.

Frequently Asked Questions

Tools

I work for an employer but use my own tools, am I covered?

If you own it, you insure it. It’s that simple! Not all employers will have sufficient cover to keep you protected. Our tool cover will have you sorted within 48 hours if they get damaged, lost or stolen. If your tools are under 10 years old, you’ll get a spanking new replacement and if they’re older, you’ll get a cash amount.

Vehicles

My own car got smashed on my way to the job, am I covered under my employer?

If you use your own vehicle for work and your employer is insured with Cactus, we’ll have your back for work trips….just don’t assume they’ve got insurance. If you’re unsure, give us a call and we’ll sort you out.

My tools got nicked out the back of the van, is this covered in my vehicle insurance?

Sorry mate, you’re outta luck, you’ll need separate tool insurance for that. For just a $1 a day, we can cover you for up to $5k of tools. Cheap as bro!

Liability

I know that my employer has insurance, what’s my liability?

Do they? If you’re are a 100% sure your employer has liability cover, you are protected on site for any property damage or bodily injury. Any work you undertake on the side, you’ll need separate cover for.

PI

I have an LBP license, do I still need insurance?

If you’re signing off work, you’re responsible. As well as suspending or losing your licence, you can be personally fined up to $20k. Not worth it bro! We can tailor a special cover for LBPs to include the extra cover you need as someone who takes the responsibility. You should ask your employer to front up for these costs too!