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Lending and Finance

In life or business, sometimes we need a little (or large) injection of cash to help us get from point A to B.

With lending and finance solutions designed for Kiwi tradies, we’ve got what you need, including...

Mortgage/ Property Finance

Whether you’re buying your first home, looking to upsize/ downsize or invest, we can give you a hand.

Vehicle finance

If you need a new set of wheels to get the boys to and from site or a new ride for yourself, we’ve got the keys.

Working Capital and Asset Finance

If you’ve got a big project coming up but need a bit of extra cash to get it off the ground, or your business is growing faster than you can cope and it’s time to expand, look no further.

Debt Consolidation

Sometimes we have more going out than coming in, if this is the case, we can merge everything into one easy to manage payment.

Spike’s Tip!

Our team can help you save BUCKETS of cash on your business loans or mortgage, the less interest you pay the better! We work with you to minimize this cost, and hope to save you at least 6 figures!

A simple change from Monthly to Fortnightly can knock 5 years 4 months off the term of your loan and save you $140,774 in interest.

Consider a tiny increase to your mortgage payments, $20 a week could save you $48,731 in interest over the life of the loan, also meaning you pay it off 1 year 10 months sooner.

Get me covered!

MORE THAN JUST INSURANCE

Here at Cactus we understand what tradies want and need from insurance. As well as covering you with one simple policy, we’ve thrown in some pretty sick deals too. Sweet as!

JUST SOME OF OUR RAD PARTNERS

10% OFF* ANNUAL SUBSCRIPTION!

We’ve teamed up with the guys over at HazardCo to provide you with all the training and info you need to tick all the health and safety boxes and stay compliant.

ACCOUNTING PACKAGE FROM $40

Paperwork shmakerwork! The suits over at Haven are offering accounting packages to Cactus clients starting from only $40!

15% OFF ONLINE ORDERS

Our friends at ilabb are one of NZ’s most recognizable labels and they want you to always look dope. Cactus customers get 15% off online orders.

15% OFF VEHICLE SIGNWRITING

For sick as branding and signage on your work gear, look no further than DoctorB. They’re even offering Cactus members 15% off vehicle signwriting.

What our mates say

Mike Drum

Company or Job Title

The process was easy as! The whole thing was simple to use which was a massive benefit to me

Matt Dangen

MJD Electrical

There was no muckin’ around. Super easy to follow and really clean. There’s lots of cover in there that I had no idea about

Nick Josephson

BBT Digital

Highly recommend these lads, a great bunch that understand the needs of a tradie with flexible options to suit my needs. 10/10