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As a tradie, tools are your livelihood.

Without them you cannot work, and if you cannot work you cannot earn. It’s that simple.

Cactus Tool Insurance covers your tools against theft or damage. Your tools are covered whether they are in the back of your (locked) truck or in a toolbox on-site. We’ll replace them so you don’t have to. But that’s not all…

We bet you didn’t know that Cactus Tool Insurance will also cover you for:

Portable electronic devices

Your mobile phone, laptop, and iPad are also insured in case of theft or damage. You’re covered for up to $5000 per item or up to $10,000 per event.


You’re covered for theft of takings and wages if kept in a safe on your premises. This also applies if takings or wages are in transit to the bank at the time of theft. Simply choose your level of cover up to $5,000.


If any of your employee’s gear is stolen while they’re working for you on your site, their gear covered for up to $5,000.


We’ll cover your software if your computer is damaged and the software on it can no longer be used. This cover is up to a maximum sum insured.

Spike’s Tip!

Inform the police of stolen tools as soon as you realise they’ve been taken – this is an insurance claim prerequisite.

Also, when you buy new tools send us your receipts and photos of the tool serial numbers. We’ll keep these on file to speed things up if you ever need to make a claim.

Get me covered!

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Easy as process and service. We’ve digitised our processes so you don’t have a mountain of paperwork to get through.

We’ve teamed up with our rad partners to give you the sickest deals.

What our mates say

Mike Drum

Company or Job Title

The process was easy as! The whole thing was simple to use which was a massive benefit to me

Matt Dangen

MJD Electrical

There was no muckin’ around. Super easy to follow and really clean. There’s lots of cover in there that I had no idea about

Nick Josephson

BBT Digital

Highly recommend these lads, a great bunch that understand the needs of a tradie with flexible options to suit my needs. 10/10