Running a retail business is the cornerstone of the Kiwi dream. Getting your business back up and running after theft, fire or flooding can be difficult, but we can help to ensure you have the right cover in place should the worst happen.

We’ll get you covered for

Business Assets

The things you need to run your business.

Loss of Income

If loss or damage means you can’t open, we can help with lost earnings.

Employment Disputes

Protection against employment disputes.

Motor Vehicles

Your work vehicles.


Your legal exposure.

Transit Cover

Damage or loss of any goods or materials during transit.

Get me covered!

I work in .

What our mates say

Adviser: Wayne
Very good service from Wayne.
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.
Adviser: Nathan
Nathan was very helpful, anytime I wanted to discuss things over a call, he was there to help.
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.