Retail Store Insurance for Retailers in New Zealand

Protect your retail business inside and out with insurance for retailers

Protecting your retail store is our priority with specialised Retail Store Insurance designed to safeguard your merchandise, property, and customer experience. Whether you own a boutique, a grocery store, or an online shop,  cover against theft, property damage, and customer-related risks and injuries is paramount.

Safeguarding Your Merchandise, Property, and Liability

Theft, natural disasters, and accidents are potential threats to your retail store so make sure you’re covered for inventory and property damage. We understand the importance of maintaining a continuous working environment and by tailoring the correct insurance for retailers addresses potential disruptions.

Key benefits

Comprehensive Merchandise & Stock Protection

Safeguard your merchandise and stock against theft and property damage with the correct coverage.

Tailored Policies

Benefit from coverage tailored to the unique needs of your retail business, regardless of your type of store.

Business Continuity

Ensure business continuity even in the face of unexpected challenges and continue to grow.

Types of cover to consider

Stock and Merchandise Insurance

Property Damage Insurance

Business Interruption Insurance

Public Liability Insurance

Cyber Liability Insurance for Online Stores

Employee Theft and Fraud Insurance

Tell us more and our team will be in touch!

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What our mates say

Adviser: Wayne
Very good service from Wayne.
Adviser: Jacob
Jacob is a good dude, he wasn’t some slick salesman. What an amazing company.
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.
Adviser: Nathan
Cactus is really awesome. Nathan was easy to talk to, it was just like talking to one of the tradies. He made it easy to understand all the corporate stuff.
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!