Retail Store Insurance for Retailers in New Zealand

Protect your retail business inside and out with insurance for retailers

Protecting your retail store is our priority with specialised Retail Store Insurance designed to safeguard your merchandise, property, and customer experience. Whether you own a boutique, a grocery store, or an online shop,  cover against theft, property damage, and customer-related risks and injuries is paramount.

Safeguarding Your Merchandise, Property, and Liability

Theft, natural disasters, and accidents are potential threats to your retail store so make sure you’re covered for inventory and property damage. We understand the importance of maintaining a continuous working environment and by tailoring the correct insurance for retailers addresses potential disruptions.

Key benefits

Comprehensive Merchandise & Stock Protection

Safeguard your merchandise and stock against theft and property damage with the correct coverage.

Tailored Policies

Benefit from coverage tailored to the unique needs of your retail business, regardless of your type of store.

Business Continuity

Ensure business continuity even in the face of unexpected challenges and continue to grow.

Types of cover to consider

Stock and Merchandise Insurance

Property Damage Insurance

Business Interruption Insurance

Public Liability Insurance

Cyber Liability Insurance for Online Stores

Employee Theft and Fraud Insurance

Tell us more and our team will be in touch!

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What our mates say

Adviser: Jacob
The process was a breeze. I had a few questions about my old policy and all were answered.
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.
Adviser: Ilan
I needed to get cover straight away as the van was on the transporter and Cactus made it easy as.
Adviser: Nathan
Too easy, Cactus made everything hassle free.
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.