Liability Insurance

Keep you, your team and your business protected with liability insurance.

Public liability protects your business from unforeseen incidents involving the public. It covers compensation for accidental personal injury and property damage arising from your products or services.

Statutory liability defends against unintentional New Zealand law breaches, offering legal assistance if you face prosecution. Employers Liability protects you against employee injury claims not covered by Accident Compensation Commission (ACC), safeguarding you from settlements or damages due to an employee’s work related injuries.

We’ll get you covered for

Broadform/Public Liability

Employers Liability

Statutory Liability

Management Liability


Tell us more and our team will be in touch!

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What our mates say

Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.
Woodeez Family Trust
Adviser: Nathan
Great service, very seamless process.
Top Shelf Builders Limited
Adviser: Wayne
Outstanding service, we will be getting more quotes with Wayne
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.