Business Liability Insurance - Public Liability Insurance

Liability Insurance

Mistakes happen. We’ve got your back when things really go belly up.

If you drop a hammer on someone’s head or the old mate busts another pipe, you’re footing the bill. Cactus Liability cover will keep you and the minions protected from personal injury and property damage. We’ve even got your back if you end up in court.

We will cover you for:

Broad Form / Public Liability

This covers you against liability for personal injury or property damage, just select the level of cover you require starting at $1,000,000.

Employers Liability

This is cover for defence costs and any damages you become liable for as an employer, such as an injury to an employee which is sustained in the course of their employment. Just pick the level of cover you require starting at $500,000.

Statutory Liability

This covers you for any fine that you become liable for arising from a breach statute. This also covers your defence costs related to that claim.

We will also cover

Your lost income at the rate of $250 per day for each day you are required to attend court as a result of a claim event.
Your defence costs (with no excess) if you are acquitted, or if the case is dismissed or withdrawn, without the payment of any fine.
Your legal liability to pay compensation to your landlord as a result of damage to rented or leased premises.
Your liability under the Forest and Rural Fires Act for up to $1,000,000.