Liability Insurance

Keep you, your team and your business protected with liability insurance.

Public liability protects your business from unforeseen incidents involving the public. It covers compensation for accidental personal injury and property damage arising from your products or services.

Statutory liability defends against unintentional New Zealand law breaches, offering legal assistance if you face prosecution. Employers Liability protects you against employee injury claims not covered by Accident Compensation Commission (ACC), safeguarding you from settlements or damages due to an employee’s work related injuries.

We’ll get you covered for

Broadform/Public Liability

Employers Liability

Statutory Liability

Management Liability


Tell us more and our team will be in touch!

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What our mates say

Adviser: Ilan
I needed to get cover straight away as the van was on the transporter and Cactus made it easy as.
Top Shelf Builders Limited
Adviser: Wayne
Outstanding service, we will be getting more quotes with Wayne
Adviser: Nathan
Cactus is really awesome. Nathan was easy to talk to, it was just like talking to one of the tradies. He made it easy to understand all the corporate stuff.
Adviser: Jacob
Jacob really knows his stuff! I found him to be super helpful and I appreciate that he calls back when he says he is going to.
Adviser: Nathan
Nathan was very helpful, anytime I wanted to discuss things over a call, he was there to help.