Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

Wayne
Adviser: Jacob
The process was a breeze. I had a few questions about my old policy and all were answered.
Jay
Adviser: Jacob
I didn’t have any paperwork to deal with, it was all so easy.
Mick
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.
Neil
Adviser: Wayne
Wayne was good as gold.
Mick
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.