OUR PACKAGES

 
Construction & Trades
We’ve got an insurance toolbox for every trade, no matter the size of your business.
 
Commercial Property
Whether you own one office or seven buildings, we’ve got the right cover for you.
 
Hospitality
Whether you run a local cafe or a nationwide franchise, we can make sure you have the right cover for your business.
 
SME & Retail
Running a small business is the cornerstone of the Kiwi dream. We can make sure you have the right cover in place should the worst happen.
 
Transport & Logistics
Whether you have one tipper or a 100 truck fleet, we can help you get the right cover in place.
 
Manufacturing
Whether you’re manufacturing your products from your garage or a factory, we’ve got your business covered.
 
Marine & Transit
Whether you’re shipping across the seas or moving trucks down the coast. Keep your business afloat with comprehensive cover.

CACTUS BY NUMBERS

$4,979,702

claims paid out overall since 2018

$2,979,610

paid out in
vehicle claims

$518,203

paid out in
liability claims

$1,455,622

paid out in tools and
property claims

NO SUITS.

We’re a down to earth team not corporate stiffs in suits and we won’t be turning up in shiny shoes. Ever.

REAL PEOPLE.

Our advisors actually understand small business. They see themselves as an extension of your team and have your back at claim time.

NO JARGON.

We don’t expect you to be experts in insurance, that’s our job. We tell it like it is, without the corporate lingo.

WE KNOW YOU.

Business insurance needs differ between industries. We make sure you get the products and level of cover that is right for you.

Our partners

We are proud to work with some awesome Kiwi businesses who are leaders in their fields. Together, we do some pretty cool stuff for our clients. We call it: insurance with benefits.

 
PERKS FOR SPARKIES
NZ Trade Group is the electrical industry’s complete trades business solution. With an NZTG membership, you get the works - specialised software, training and development, business support, and competitive pricing.
FIND OUT MORE
 
Accounting from $40
For over ten years, Haven’s full-service offerings have helped Kiwis secure their future through sound advice and tailor-made services across Mortgages, Accounting, KiwiSaver and Insurance.
FIND OUT MORE
 
Make health and safety simple.
HazardCo takes the hard graft out of health and safety, giving you the confidence you are keeping your crew and your business safe, while cutting the time you spend on health and safety admin in half! HazardCo provides digital tools, as well as a team of health and safety experts just a phone call away.
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GPS TRACKING & FLEET MANAGEMENT
Manage your teams, vehicles and assets while they’re on the move. Fleetpin makes asset and fleet tracking management easy for Kiwi businesses, and being 100% Kiwi owned and operated, they talk your talk.
FIND OUT MORE
 
PROTECT YOUR TOOLS
Our mates at Hoist have built a great app that helps you protect your tools. Free to download, it lets you record and track all of your tools, letting you see what you’ve got and also making it easier to track them down if they do go missing.
FIND OUT MORE
 
COMPLIMENTARY LOAN VEHICLE
If you’re involved in a crash, our mates at Acorn can sort out a free loan car for you if you’re not at fault. And if you need an extra pair of wheels for a big job, Acorn’s got you covered there too!
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NEED A NEW RIDE?
Driveline are the vehicle financing and leasing experts, and they pride themselves on looking after tradies. They are driven to find the best possible deal for you and your needs.
FIND OUT MORE
 
SUITED AND BOOTED
For next-level workwear that’s tougher, more comfortable and better fitting than anything out there, check out Syzmik!
FIND OUT MORE

What our mates say

Jay
Adviser: Jacob
I didn’t have any paperwork to deal with, it was all so easy.
Mick
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.
Justin
Adviser: Wayne
Everything was real easy and straight to the point.
Cody
Adviser: Nathan
It was my first time getting insurance and Nathan was really good. He’s the reason I signed up.
Paihere
Adviser: Ilan
I needed to get cover straight away as the van was on the transporter and Cactus made it easy as.
steadfast-logo

We’re a part of Australasia’s largest insurance broker network, Steadfast

Steadfast Group is the largest general insurance broker network and the largest group of insurance underwriting agencies in Australasia, with growing operations in Asia and Europe.

Through Steadfast we have access to local and global insurers, exclusive policy wordings, technology and claims support.

Be in the loop

We are involved in a range of industry events, workshops and BBQ’s. Sign up to our monthly newsletter to be kept in the know.