Whether you run a local cafe, bar, restaurant or a nationwide franchise, we can make sure you have the right cover for your business needs. We help to protect your business when things like power outages, fires, and floods occur, getting your business back up and running ASAP.

We’ll get you covered for

Business assets

The things you need to run your business.

Loss of income

If you need to close to fix any damage, we can help with lost earnings.

Employment disputes

Protection against employment disputes.

Motor Vehicles

Your work vehicles.


Your legal exposure.

Get me covered!

I work in .

What our mates say

Adviser: Nathan
Nathan made a great first impression. When I wanted to go ahead and setup my insurance, I contacted him straight away.
Adviser: Wayne
Wayne was good as gold.
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!
Adviser: Nathan
Too easy, Cactus made everything hassle free.
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.