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Your tools, equipment and stock are your livelihood, so protecting them is critical. This covers the cost of repairing or replacing if it’s lost, stolen, or damaged.
Accidents happen! This covers damage to third-party property or injury to third parties that occur as a result of your business operations.
If you’ve got staff, this one’s a must. Ensure you have cover for when an employee is injured or becomes ill as a result of the work and decides to sue your business (separate from ACC).
Having the right vehicle insurance is key – third-party insurance isn’t mandatory in New Zealand, but it’s highly recommended to cover you if anything happens on the road.
If you’re in the construction or renovation game, this is a no-brainer. It covers damage or loss to a project while it’s being built, this is key for people in trades.
Minimise the financial blow of interruptions – this supports your operations during and after the damage.
We work with market-leading insurers to make sure you get the best cover that fits your needs and budget. With our expertise in trades, our team understands your business and what’s at stake. Our diverse team offers support in 9 languages – English, Mandarin, Cantonese, Hindi, Punjabi, Marathi, Gujarati, Afrikaans and Tongan. With a specialised claims team, you can trust that if the unfortunate happens, your claim will be handled with care, efficiency, and expertise. Team Cactus has got your back!
We can also help with your domestic insurance – house, car, contents etc. Which means you can get a comprehensive review of all your insurance needs in one go!
Cactus may be paid through a combination of Brokerage (Commission paid by the provider), Broker fees and Administration fees (paid through your policy charge).
Cactus’ general insurance products are underwritten by Ando Insurance Group Limited (‘Ando’) on behalf of The Hollard Insurance Company Pty Limited (‘Hollard’). For details of Hollard’s financial strength rating please visit here
Yes – view the Contract Works Insurance policy wording here