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Spike Says...

Insurance vs. price tags: Don’t get caught out at claims time!

We're all feeling the pinch, and insurance premiums are getting scrutinised like a dodgy invoice. You're not alone in wondering, "Can I get this cheaper online?" or "Why's my premium going up?" We all want to save a buck but let's get real – when it comes to insurance, it’s important to know that you [...]

Cut costs, not coverage – stay protected from the unexpected

It’s no secret that Kiwi businesses are feeling the pressure - with material costs rising, wages increasing and premiums up across the board, keeping your business running smoothly is more expensive than ever. While it’s important to save on business costs where you can, it’s also vital that your business is protected from the worst! [...]

Claims uncovered: A cut above- how insurance protected a builder’s reputation

Accidents can happen to anyone, anywhere, and at any time. For a builder working on a commercial renovation project, an unfortunate accident involving a knocked-over ladder and shattered glass door could have had disastrous consequences. Fortunately, the builder had worked with Cactus Insurance to have Public Liability Insurance in place, which covered the substantial repair [...]