You’re working for The Man, but you still need to cover your personal tools and truck. What would happen if someone ran off with the tools you’ve been accumulating since you were an apprentice? You’d be Cactus.
A forklift backs into your truck in the timber yard, or you prang it on your way to the hardware store. Vehicle Insurance will sort you out.
You’ve accumulated a number of since you started as a apprentice and you have them securely locked in your wagon. Some fool breaks in and snatches it all. Don’t worry, Tool Insurance will have you covered.
You’re carrying heavy equipment across site when your phone falls out of your pocket and into a muddy puddle. It’s completely destroyed. (Bet you didn’t know we’ll cover that too!) Once again Tool insurance to the rescue.
Here at Cactus we understand what tradies want and need from insurance. As well as covering you with one simple policy, we’ve thrown in some pretty sick deals too. Sweet as!
We’ve teamed up with the guys over at HazardCo to provide you with all the training and info you need to tick all the health and safety boxes and stay compliant.
Paperwork shmakerwork! The suits over at Haven are offering accounting packages to Cactus clients starting from only $40!
Our friends at ilabb are one of NZ’s most recognizable labels and they want you to always look dope. Cactus customers get 15% off online orders.
For sick as branding and signage on your work gear, look no further than DoctorB. They’re even offering Cactus members 15% off vehicle signwriting.
If you own it, you insure it. It’s that simple! Not all employers will have sufficient cover to keep you protected. Our tool cover will have you sorted within 48 hours if they get damaged, lost or stolen. If your tools are under 10 years old, you’ll get a spanking new replacement and if they’re older, you’ll get a cash amount.
If you use your own vehicle for work and your employer is insured with Cactus, we’ll have your back for work trips….just don’t assume they’ve got insurance. If you’re unsure, give us a call and we’ll sort you out.
Sorry mate, you’re outta luck, you’ll need separate tool insurance for that. For just a $1 a day, we can cover you for up to $5k of tools. Cheap as bro!
Do they? If you’re are a 100% sure your employer has liability cover, you are protected on site for any property damage or bodily injury. Any work you undertake on the side, you’ll need separate cover for.
If you’re signing off work, you’re responsible. As well as suspending or losing your licence, you can be personally fined up to $20k. Not worth it bro! We can tailor a special cover for LBPs to include the extra cover you need as someone who takes the responsibility. You should ask your employer to front up for these costs too!
