Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

Jake
Adviser: Nathan
Good service, everything was explained thoroughly.
William
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!
Raniera
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.
Cody
Adviser: Nathan
It was my first time getting insurance and Nathan was really good. He’s the reason I signed up.
Wayne
Adviser: Jacob
The process was a breeze. I had a few questions about my old policy and all were answered.