Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

William
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!
Woodeez Family Trust
Adviser: Nathan
Great service, very seamless process.
Christopher
Adviser: Jacob
Jacob really knows his stuff! I found him to be super helpful and I appreciate that he calls back when he says he is going to.
Earl
Adviser: Nathan
Nathan made a great first impression. When I wanted to go ahead and setup my insurance, I contacted him straight away.
Christopher
Adviser: Jacob
Jacob really knows his stuff! I found him to be super helpful and I appreciate that he calls back when he says he is going to.