Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

Daniel
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.
Tevita
Adviser: Nathan
Nathan was very helpful, anytime I wanted to discuss things over a call, he was there to help.
Werner
Adviser: Nathan
Cactus is really awesome. Nathan was easy to talk to, it was just like talking to one of the tradies. He made it easy to understand all the corporate stuff.
Woodeez Family Trust
Adviser: Nathan
Great service, very seamless process.
Daniel
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.