Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

Sam
Adviser: Wayne
Wayne made getting cover nice and easy and went out of his way to help.
Louis
Adviser: Jacob
Getting cover sorted was sweet and straightforward, everything was done over the phone.
Neil
Adviser: Wayne
Wayne was good as gold.
Daniel
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.
William
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!