Disputes, property damage or injuries don’t come with a warning text. When they happen, you need to know you’re covered – properly. The scary part? We’ve seen too many tradies and business owners left footing massive bills because their insurer didn’t deliver when it counted.

At Cactus, we do things differently.

What if someone trips on your gear?

It sounds simple, but it happens all the time. If a customer is injured on your job site and your policy doesn’t cover it, you could end up paying out of pocket.

A $10K Tumble
Tom, an electrician, had General Liability cover through another insurer. When a customer tripped over his gear on-site and was injured, ACC only covered part of the costs. Tom was left personally responsible for the rest, and because his policy had gaps even his legal defence costs came out of his own pocket.

Frustrated, Tom switched to Cactus. We reviewed his risks, fixed his cover, and made sure future accidents would be handled properly. Now Tom can run his business with confidence knowing he is fully protected.

That’s Why General Liability Exists

It protects your business against claims for accidental injury or property damage caused by your work, products, or services.

At Cactus, we get tradies and business owners because that’s who we work with – every day. We don’t just sell you cover and disappear. We set you up with the right cover for your needs, and when things go wrong, Team Cactus has your back.

Don’t wait until it’s too late – let’s get your cover sorted.