SME & Retail

Running a small business is the cornerstone of the Kiwi dream. Getting your business back up and running after theft, fire or flooding can be difficult, but we can help to ensure you have the right cover in place should the worst happen.

We’ll get you covered for

Business Assets

The things you need to run your business.

Loss of income

If loss or damage means you can’t open, we can help with lost earnings.

Employment disputes

Protection against employment disputes.

Motor Vehicles

Your work vehicles.


Your legal exposure.

Transit Cover

Damage or loss of any goods or materials during transit.

Get me covered!

I work in .

What our mates say

Adviser: Wayne
Wayne was good as gold.
Adviser: Nathan
It was my first time getting insurance and Nathan was really good. He’s the reason I signed up.
Adviser: Ilan
My boss recommended Cactus Insurance to me and it’s been the easiest insurance process yet!
Adviser: Jacob
Getting cover sorted was sweet and straightforward, everything was done over the phone.
Adviser: Nathan
Good service, everything was explained thoroughly.