Liability Insurance

Keep you, your team and your business protected with liability insurance.

Public liability protects your business from unforeseen incidents involving the public. It covers compensation for accidental personal injury and property damage arising from your products or services.

Statutory liability defends against unintentional New Zealand law breaches, offering legal assistance if you face prosecution. Employers Liability protects you against employee injury claims not covered by Accident Compensation Commission (ACC), safeguarding you from settlements or damages due to an employee’s work related injuries.

We’ll get you covered for

Broadform/Public Liability

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

I work in .

What our mates say

Sam
Adviser: Wayne
Wayne made getting cover nice and easy and went out of his way to help.
Cody
Adviser: Nathan
It was my first time getting insurance and Nathan was really good. He’s the reason I signed up.
Paihere
Adviser: Ilan
I needed to get cover straight away as the van was on the transporter and Cactus made it easy as.
Mick
Adviser: Ilan
Everyone else was a pain but with Cactus, the insurance process was fantastic, there was no hassle and the service was great.
Werner
Adviser: Nathan
Cactus is really awesome. Nathan was easy to talk to, it was just like talking to one of the tradies. He made it easy to understand all the corporate stuff.