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Liability Insurance

Keep yourself, your team and your business protected with liability insurance.

General liability insurance

Protects your business against accidental injury or property damage claims from your work, products, or services. Key areas include:

  • Public liability: Covers accidental injury or damage involving the public
  • Product liability: Protection for claims from harmful or damaged products
  • Broad business protection: Safeguards against various liability risks

Statutory liability insurance

Covers unintentional breaches of NZ laws, providing legal defence costs, fines, and expenses (where permitted) for prosecutions.

Employers liability insurance

Protects against employee injury claims not covered by ACC, safeguarding you from work-related injury settlements or damages.

 

Get in touch

We’ll get you covered for

GENERAL LIABILITY

Employers Liability

Statutory Liability

Management Liability

Cyber

Tell us more and our team will be in touch!

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What our mates say

Jake
Adviser: Nathan
Good service, everything was explained thoroughly.
Raniera
Adviser: Jacob
Jacob was very accommodating and easy to deal with. I was flat out and he did all the hard work for me.
Daniel
Adviser: Nathan
Cactus is good as gold. I was with another insurance company but I wasn’t happy with their service so I switched to Cactus.
Werner
Adviser: Nathan
Cactus is really awesome. Nathan was easy to talk to, it was just like talking to one of the tradies. He made it easy to understand all the corporate stuff.
Paihere
Adviser: Ilan
I needed to get cover straight away as the van was on the transporter and Cactus made it easy as.