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VEHICLE INSURANCE

When your car, ute or van is cactus, we’ll help you get back on the road faster.

Your vehicle is what gets you from A to B. If you have a smash, you could be looking at some pretty steep damage costs. Our Vehicle Insurance will save your butt if you get pinged or the new guy smashes a beamer. We’ve even got you sorted for this lot:

Along with covering your vehicle (and whatever you hit), we will also cover you for:

Windscreens, Sunroofs and Windows

All of these with no excess to pay.

Signwriting

Covered up to $5000, if damaged.

LOST LOAD

Lost a load of building materials on the road? We will cover the cost for you to clear the road and get your load onto another vehicle. Covered up to the value of $20,000.

PERSONAL PROPERTY

Your personal property is also covered in the event of an accident, up to the value of $3000.

DAMAGES OR DEFENCE COSTS

We will cover you for damages or defence costs arising from an at fault accident, up to the value of $10,000,000.

EMPLOYEE’S VEHICLES

We can also cover your employee’s vehicles while they are being used for your business if this makes their own insurance invalid, or if they are uninsured, up to a limit of $50,000.

Accidental death

Covered at $15,000.

New Vehicle Replacements

If it’s new and registered in NZ, we’ll replace the insured vehicle with a new vehicle of the same make, model and specification.

“Terms and conditions apply. A copy of the policy wording is available from Cactus on request”

KEY MEMBER BENEFIT ALERT

As a Cactus member you’re eligible for a heap of awesome member benefits (full list here). One of which is free membership to Crash Management.

If you are involved in a crash our mates at Crash Management will manage everything for you – from transport from the crash site, to a replacement vehicle while they sort out your repairs. They’ve got your back, no extra charge.

Spike’s Tip!

Don’t let a d*ck get behind the wheel. Always check the driving history of your employees before you let them drive your vehicle, a suspended licence or DIC could jeopardise your cover.

Get me covered!

I am a .

MORE THAN JUST INSURANCE

Here at Cactus we understand what tradies want and need from insurance. As well as covering you with one simple policy, we’ve thrown in some pretty sick deals too. Sweet as!

JUST SOME OF OUR RAD PARTNERS

10% OFF* ANNUAL SUBSCRIPTION!

We’ve teamed up with the guys over at HazardCo to provide you with all the training and info you need to tick all the health and safety boxes and stay compliant.

ACCOUNTING PACKAGE FROM $40

Paperwork shmakerwork! The suits over at Haven are offering accounting packages to Cactus clients starting from only $40!

15% OFF ONLINE ORDERS

Our friends at ilabb are one of NZ’s most recognizable labels and they want you to always look dope. Cactus customers get 15% off online orders.

15% OFF VEHICLE SIGNWRITING

For sick as branding and signage on your work gear, look no further than DoctorB. They’re even offering Cactus members 15% off vehicle signwriting.

What our mates say

Mike Drum

Company or Job Title

The process was easy as! The whole thing was simple to use which was a massive benefit to me

Matt Dangen

MJD Electrical

There was no muckin’ around. Super easy to follow and really clean. There’s lots of cover in there that I had no idea about

Nick Josephson

BBT Digital

Highly recommend these lads, a great bunch that understand the needs of a tradie with flexible options to suit my needs. 10/10