You’ve got a business to run and jobs to finish - insurance is probably not high on the list. But when things shift (and they always do), it’s worth making sure your cover still works for you! At Cactus we make insurance simple, our team of brokers are dedicated to protecting you and your business [...]

We're all feeling the pinch, and insurance premiums are getting scrutinised like a dodgy invoice. You're not alone in wondering, "Can I get this cheaper online?" or "Why's my premium going up?" We all want to save a buck but let's get real – when it comes to insurance, it’s important to know that you [...]

When disaster strikes, it’s not just about what’s lost - it’s about how quickly you can get back on the go. At Cactus, we back our clients when it matters most! So when a local tradie’s work vehicle was broken into - Team Cactus got to work to get him back on the job - [...]

It’s no secret that Kiwi businesses are feeling the pressure - with material costs rising, wages increasing and premiums up across the board, keeping your business running smoothly is more expensive than ever. While it’s important to save on business costs where you can, it’s also vital that your business is protected from the worst! [...]

Accidents can happen to anyone, anywhere, and at any time. For a builder working on a commercial renovation project, an unfortunate accident involving a knocked-over ladder and shattered glass door could have had disastrous consequences. Fortunately, the builder had worked with Cactus Insurance to have Public Liability Insurance in place, which covered the substantial repair [...]

If you’re a hands-on tradie, your tools are the backbone of your business.Your day to day ability to lay blocks or run cables comes down to having your tools on hand to get the job done. With tool theft becoming increasingly common in New Zealand, losing your gear can lead to delays and cost you […]

Running your own trade business in the NZ trades industry comes with its risks - things can go wrong on the job site, with your tools and even your team. Ensuring your business has the right cover is something you shouldn’t skip if you want to protect yourself and your business from unexpected costs and [...]

The holiday season is fast approaching and we’re all looking forward to enjoying some sunshine and a relaxing break! However, before we head off, it’s important to consider how to keep your business safe whilst you're away. To help ensure the safety and security of your business during the festive season, follow these tips.  Secure [...]

Tool theft is a constant challenge for tradies throughout New Zealand and unfortunately it’s on the rise with claims for tool theft at an all time high! We know that your tools are essential to your livelihood and although they may be insured it can be stressful and time consuming to replace them. So we’ve [...]

It’s been one weather event after another and with parts of the country only just getting connectivity back, there’s been a new wave of claims being lodged with providers. Here at Cactus, we’re working alongside the insurance providers to do everything we can to streamline this new wave of claims, along with the existing claims, [...]

Times are tough, and although you’re probably sick of hearing it, the reality is that times really are tough. With so many different weather events going on and an unpredictable economy, it makes sense that you want to keep your small business profitable. But how can you do that? One of the first and most [...]

As we’ve seen over the past few weeks, severe weather events can hit at any time. Unfortunately it seems as though record rainfall and monumental wind gusts might be a regular occurrence going forward, so it’s important that your business is prepared. To help you out, we’ve put together some important safety considerations you should [...]

Where can you keep up with Essential Information? There are regular updates provided by local civil defence groups here. If you are in Auckland, the council is updating their website here. What to do if your contents or tools have been damaged 1. Keep record and evidence of all damaged contents Take photos of all damaged contents [...]

It’s no secret that the COVID-19 pandemic, labour shortages, and numerous other goings-on in the world have created a pretty difficult situation for small businesses relying on a solid supply chain to get the job done. It can be tough being at the bottom of the pecking order when it comes to getting the supplies [...]

As a business owner, your goal is to grow your business and keep your assets and people protected. You might have cover for any mistakes made on-site, and you might store your supplies in a secure area. But what about protecting the parts of your business that aren’t so tangible? To help you keep your [...]

With Christmas and New Year’s feeling like a distant memory, it’s time to get down to brass tacks and focus on your business. Whatever happened in 2022, it’s a brand new year and you can set yourself up for financial success from the get-go. To help you get started, take a look at these tips [...]

Now that the Christmas holidays are winding down, you’ll likely be looking toward the new year and the goals you have for your business. As the owner of the business, you might be feeling ready to jump straight back in, but remember that not everyone will feel the same. Motivate your team to start the [...]

If it’s your turn to have the family and friends over for a summer BBQ celebration, you’ll want it to be the best one yet. From cooking the meat to perfection to getting the atmosphere just right, there’s plenty to think about when it comes to hosting the best summer BBQ. Check out our tips [...]

Every new year, we set goals that we want to achieve with the hope of becoming a newer, better version of ourselves. We write them down and tell ourselves that this year will be our year, only to forget and wind up right back where we started a few weeks later. If you struggle to [...]

It’s almost the end of another hectic year and with the silly season about to be in full swing, it’s time to let loose and relax. However with more people out and about looking to enjoy the holiday break too, it’s important to make safety a priority. Whether you’re out at the beach or taking [...]